What is the most affordable beach town in Florida?

Florida is a great place to live and enjoy the beach. Florida has many excellent beaches, but which offers the best value for your money? To find out, we’ll need to compare these factors: the property price, cost of living, quality of life, and access to amenities such as restaurants, shopping, and entertainment.

The best beach town in Florida for your budget

Before you book a ticket to Florida, it’s essential to know those beach towns are not cheap. That said, there are still affordable options in most of the state’s beach towns—you just have to know where to look.

Start by looking for out-of-the-way areas that aren’t too touristy. For example, try picking up a realtor in Orlando and asking them about affordable neighborhoods outside Disney World (or anywhere else). A good realtor can show you which neighborhoods are safe and well maintained and how much they cost per month or year.

affordable beach town in Florida
an affordable beach town in Florida

What is the least touristy beach town in Florida?

What is the least touristy beach town in Florida?

  • St Augustine Beach
  • Fernandina Beach
  • Anna Maria Island
  1. Best family Florida resorts

What is the most laid-back beach town in Florida?

Fernandina Beach, the historic city in northeastern Florida where Amelia Earhart is rumored to have refueled on her famous round-the-world flight, is the most laid-back beach town in Florida.

It’s known for its gorgeous views of the Atlantic from restaurants and bars on the beach and its charming downtown area. This town has a relaxed vibe that makes it feel like it’s still a tiny fishing village—there are only about 12,000 year-round residents in Fernandina Beach.

It’s just as beautiful as its neighboring beach towns but has a slower pace of life that emphasizes living for the moment. The warm, sunny days are perfect for throwing back a few cocktails and enjoying the sand, surf, and sun to their fullest. But the nights are equally important: come sundown, it’s time to hit the bars and show off those dance moves! Fernandina Beach is the perfect place to vacation any time of year, but you’ll never want to leave once you’ve been here.

Where is the most affordable oceanfront property in Florida?

The Keys are your best bet if you’re looking for affordable oceanfront property in Florida. The average listing price per square foot is just $124. By comparison, Panama City has an average listing price of $250 per square foot with a median list price of about half a million dollars.

But that doesn’t mean you’ll find any less expensive homes there—in fact, most properties in this area sell well above their listed value. So if you’re looking for something more affordable than condos along the coast or million-dollar mansions with private pools, head to the Florida Keys instead!

beachfront living in Florida
beachfront living in Florida

What is the cheapest beach town to retire in?

There are many considerations for choosing a retirement destination. Some people want to be near family and friends, while others want to live in a tropical climate or stay close to the beach. Wherever you settle down, you’ll need a place to live that’s affordable, safe, and offers plenty of activities. If you’re looking for an affordable option where you can spend your golden years in comfort and style, consider one of these Florida beach towns:

  • Ormond Beach (Volusia County) – Retirees have access to everything they need without spending too much money in this city on Florida’s east coast. The average home price is $125,000 (compared with $187,200 statewide), while the cost of living is just over $31,000 per year—that’s about half as much as it costs across all areas of Florida!

Is it cheaper to live on the east or west coast of Florida?

There are pros and cons to living on either coast of Florida, but if you want to save money while living in a beach town, it’s best to choose the west coast.

There are two reasons for this:

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  • First, living on the east coast of Florida can be more expensive because there are fewer affordable housing options.
  • Second, most cities along the east coast have a bustling nightlife scene that attracts tourists throughout the year—but people who live there know that these places are typically crowded and may not feel comfortable with their children around all those revelers.

If you’re looking for a laid-back place where you can affordably enjoy your days at one of the best beaches in America (or just relax by yourself), consider moving inland from Fort Myers or Naples down toward Sarasota County. You’ll find plenty of beautiful communities where families have lived for generations and continue to grow without losing their small-town charm!

  1. Popular attractions in Florida

These beach towns offer the best value for the money.

It’s hard to find the best value for the money in Florida beach towns. Many factors go into determining the best fit for you, not just in terms of cost but also in things like culture and quality of life.

But if we were forced to choose a winner, we’d go with Ft. Walton Beach, FL. It has a population of about 35k people, making it small enough that you might be able to get away without knowing anyone if that’s what you’re looking for; however, there are plenty of places around town where locals gather to socialize and enjoy themselves together as well as tourists who come here year after year looking forward seeing their favorite bartenders again (and probably being disappointed).

beach town in Florida
a beach town in Florida

The beaches here are rocky rather than sandy: good news if you prefer fishing over swimming! You won’t find much nightlife here, though—most restaurants close around 10 or 11 pm, so make sure before heading out on foot at night!


Hopefully, we’ve helped you to find some of the best places to live in Florida. We know it might be hard to choose a city or town, but don’t worry! Just remember that there are so many beautiful things to do here. Whether you want to relax on the beach or explore new places every day—these affordable communities offer a fantastic lifestyle for just about anyone. So go ahead and check out these affordable beach towns today!

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